Summary of Data Needed for Refinance Loan

Here is a summary of the data typically needed for a loan application to REFINANCE property. (For a purchase, please view our purchase summary).

The actual info needed will vary according to your loan program. If you wish, you can use this list as a worksheet and fax/email it to us.

Information about the Property

Property Address:

City, State ZIP:

Current Market Value: $

Current Mortgage Balance: $

Amount of cash out at closing, if any: $

Will a second mortgage remain after this refinance? Yes or No

If yes, what is the current mortgage balance: $

When did you take out your current first mortgage: ______/______/_______

What is the interest rate on your current first mortgage loan: ________%

What type of loan is your current first mortgage (i.e. 5/1 Adjustable, 30 year fixed, etc):

Are you willing and able to document your Income? Yes or No

Are you willing and able to document your Assets? Yes or No

Monthly HOA Dues (if any): $

Homeowner's insurance premium: $

Occupancy: Owner-occupied or Non-owner occupied (rental/investment) or 2nd-home/Vacation

Type of Property: Condo or Townhome or Single-family or Multi-family

Primary Borrower Information

Borrower Name:

Marital Status:

Citizenship:

Birth date:

Current Address:

City:

State:

Zip:

How long at this address:

Home phone:

Work phone:

Co-Borrower Information

Borrower Name:

Marital Status:

Citizenship:

Birth date:

Current Address:

City:

State:

Zip:

How long at this address:

Home phone:

Work phone:

Primary Borrower Income

Gross income (before any deductions): $

Type of income: Salary/Wages or Commission

Other income: $

Source of other income (i.e. bonuses, rentals):

Name of employer:

Position/Job title:

How long with current employer?

Co-Borrower Income

Gross income (before any deductions): $

Type of income: Salary/Wages or Commission

Other income: $

Source of other income (i.e. bonuses, rentals):

Name of employer:

Position/Job title:

How long with current employer?

Primary Borrower Assets

Cash in bank:

Mutual funds:

Stocks:

Retirement accounts:

Proceeds from sale of your current home:

Co-Borrower Assets

Cash in bank:

Mutual funds:

Stocks:

Retirement accounts:

Proceeds from sale of your current home:

Primary Borrower Debts/Expenses

(Total MINIMUM monthly payment for each)

Credit card debt: $

Student loans: $

Vehicle loans: $

Other loans: $

Co-Borrower Debts/Expenses

(Total MINIMUM monthly payment for each)

Credit card debt: $

Student loans: $

Vehicle loans: $

Other loans: $

Other Real Estate

Do you own other real estate? Yes or No

Primary Borrower Authorization

I authorize KRC Group Inc / Steve Rumberg to obtain a consumer credit report containing my credit history.

Social Security Number:

Signature:

Co-Borrower Authorization

I authorize KRC Group Inc / Steve Rumberg to obtain a consumer credit report containing my credit history.

Social Security Number:

Signature:

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