Compare Loan Scenarios

Easily compare up to three financing options simultaneously!
  • Enter your own values for any of the highlighted items
  • For interest-only, checkmark the "Interest only" box
  • Enter your personal income tax rate in "Tax Deductions"
Purchase Price $ Scenario 1 Scenario 2 Scenario 3
Loan Scenario 1st loan 80% = $472,000 80% = $472,000 80% = $472,000
2nd loan 0% = $0 10% = $59,000 15% = $88,500
Your downpayment % = $118,000 % = $59,000 % = $29,500
Monthly Payment            
1st loan (Interest only) @ % = $2,253 @ % = $2,253 @ % = $2,253
+ 2nd loan (Interest only) @ % = $0 @ % = $335 @ % = $502
+ Property tax (monthly)   $615   $615   $615
+ Insurance: Condo, House   $98   $98   $98
+ HOA dues $   $458   $458   $458
= Monthly payment before tax benefits   $3,424   $3,759   $3,927
- Tax deductions at your tax rate %   <$656>   <$738>   <$778>
= Monthly payment after tax benefits   $2,768   $3,021   $3,149

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These examples illustrate possible financing scenarios. This is not an offer to extend credit. Loan programs, rates, qualifying criteria and tax laws change frequently, so please consult with an appropriate professional before taking action. We offer financing through Silicon Valley Capital Funding, Inc., which is not affiliated with Keller Williams Realty.

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